11-07-2014, 11:30 AM
I'm pretty happy. I've been paying an extra $220 on my house payments to get the loan paid off faster, and I just made out the check for my January 1st 2015 payment. It's nice to be able to get them over with so far in advance; it bugs me to have a bill laying around and they send out the next payment as soon as I make one. I know I can wait, but it's an impulse I can't control.